Business Loan Programs
3+ Months in Business
550+ Credit Score
100K Annual Revenue
700+ Industries
All 50 States
"Fund your business account with $5,000 to $2,000,000 in 24 Hours"
Merchant Cash Advances are a viable short-term financing option if you don’t qualify for a business loan. A Merchant Cash Advance is a financing option for small businesses in which a provider pays a one-time lump sum to a merchant in exchange for a percentage of future credit card sales or ach withdraws. Based on debit card sales or monthly deposits, our automatic daily or weekly payback allows you to pay more on busy days and less when it’s slow.
Maximum Amount
$5k – $5M
Term
3 months - 12 months.
Speed
As fast as 24 to 48 hours funded.
A working capital loan is used to finance the everyday operations of a business such as sales and marketing, product development, wages and other activities.
Maximum Loan Amount
$25K to $500K
Loan Term
5-Yr
Annual Interest Rates
15% - 22%
Min. Time in Business
2 or more years
Min. Annual Income
$200,000
FICO score
680 or higher
Speed
7-9 days
Micro business loans are designed to finance underserved entrepreneurs and immigrant business owners. Unlike other lenders, we accept applicants with an ITIN or SSN and absolutely no credit history.
Maximum Loan Amount
$5,000 to $75,000
Annual Interest Rates
25.50% to 40%
Speed
As fast as 2 days
Invoice factoring is type of invoice finance where you "sell" some or all of your company's outstanding invoices to a third party as a way of improving your cash flow and revenue stability. A factoring company will pay you most of the invoiced amount immediately, then collect payment directly from your customers.
Our small business loans are perfect for opportunistic owners poised for growth. If you’ve been in operation for at least nine months, generate $30,000 in annual sales and have a current bank account — we’ve got your back.
Maximum Loan Amount
$5,000 to $400,000
Loan Term
24 to 60 Months.
Interest Rates
1.0% to 2.5%
Min. Time in Business
9 months
Min. Annual Income
$ 30,000
Speed
As fast as 2 days
Equipment financing is a type of small-business loan designed specifically for the purchase of machinery and equipment essential to running your business. You can use an equipment loan to purchase anything from office furniture and medical equipment to farm machinery or commercial ovens.